Financial Services
Rewards Credit Cards
Get great benefits and valuable rewards by choosing The ADA® Business Rewards Visa® Signature Card or The ADA® Preferred Rewards Visa® Card. Designed with dentists in mind, these are the only cards exclusively endorsed for ADA members.
Insurance
As an ADA member, you leverage the significant volume buying power of the ADA, which sponsors the plan. The result is low, group rates available only to ADA members. More than 100,000 ADA members, student members, and their families rely on ADA Members Insurance Plans for insurance protection each year. Additionally, the favorable claims experience is shared with the participants in the form of a Premium Credit discount.
Payroll & HR Services
OnPay offers services including payroll, human resources, employee benefits, organizational development, 401(k), and worker compensation packages. You get live, US-based support, free data migration, and special pricing for NMDA members.
Practice Financing
Panacea Financial offers thousands in savings to WyDA members looking for practice financing.
Panacea Financial offers:
- Competitive rates
- A digital, streamlined application process
- Fast credit decisions from dedicated industry experts
- Guidance and service from a team of loan officers experienced in working with the unique needs and business structures of dental practices
- Around the clock customer service, available beyond just 9 to 5 through their 24/7 Concierge Desk
Panacea Financial offers a 0.25% ($1,750 annually) interest rate discount on any dental practice loan and $0 origination fees on any dental practice loan ($3,570 value). Total member value is projected at more than $15,000+ over the lifetime of the loan.*
855.577.6625
Panacea Financial is a division of Primis, Member FDIC
* 0.25% rate discount for Panacea Financial Practice Loans: Terms and conditions apply. Offer good for practice financing customers only and subject to lender approval. To receive the offer, you must meet Panacea Financial underwriting criteria and be an ADA member. Offer good for new customers only. Offer cannot be combined with any other offers, except any discount for making automatic payments. Offer subject to change.
Lifetime benefit calculation estimation based on a loan size of $750,000 over a 10-year term with a 0.25% interest rate discount and zero origination fees. A borrower’s actual savings could be higher or lower depending on the size and term of their practice loan.
Contact Panacea Financial, 855.577.6625
Credit Card Processing
Best Card provides unparalleled customer service and a wide range of credit card processing solutions, from standalone terminals to online and mobile solutions. Thousands of dentists save an average of $4,221 annually (28%) on credit card processing fees. NMDA members can submit their most recent credit card processing statement to get a no-obligation analysis from Best Card on how much they might be able to save by switching to Best Card, and receive a $5 Amazon gift card just for checking.
Student Loan Refinancing
Tackle student loan debt with an expert guide.
As a WyDA member, you can get personalized, one-on-one guidance and help understanding all your student loan options – including how to qualify for forgiveness – by scheduling your free consultation with a Laurel Road student loan specialist.
Go to laurelroad.com/ada and schedule your 30-minute consultation to get started.
833.427.2265
Mortgage Lending
Laurel Road offers savings to [insert state society name/initials] members looking to purchase a new home or refinance an existing mortgage.
Open the door to a new home with a Laurel Road Mortgage. Laurel Road’s digital mortgage solution was designed with dentists in mind – offering a streamlined approval process, competitive low rates, and special financing options. [insert state society name]members receive special savings with a 0.25% rate discount.1
877.801.4686
NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All credit products are subject to credit approval. Mortgage products are also subject to collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.
The 0.25% mortgage interest rate discount (the “Discount”) is available to borrowers that are an active ADA member no less than five (5) days prior to at time of closing. The Discount cannot be combined with any other interest rate incentives, applies only to new Loan applications and becomes effective at closing. For fixed-rate Loans, the Discount is a permanent interest rate reduction reflected in the Promissory Note. For adjustable-rate Loans, the Discount is reflected in the interest rate applicable to the initial fixed rate period and in the maximum amount the interest rate can increase over the term of the Loan. Other restrictions may apply.
Laurel Road is a brand of KeyBank National Association. All products offered by KeyBank N.A. NMLS # 399797. Equal Housing Lender. © 2024 KeyCorp® All Rights Reserved. Laurel Road is a federally registered service mark of KeyCorp.